Contact our retirement benefit specialist about Medicare today!
Medicare Health Plans
Medicare Supplement Plans – Also known as “Medigap” plans, provide additional coverage beyond Original Medicare.
- Are only offered through private insurance companies
- Help reduce or eliminate out of pocket costs
Medicare Part D Plans – (PDP) Help cover the cost of prescription drugs. Are only offered through private insurance companies.
- Usually offered two ways: as a stand-alone plan to add to Original Medicare Parts A and B and to complement a Medicare Supplement Plan, and as part of a Medicare Advantage Plan (Part C).
Medicare Advantage Plans – (Part C) Help pay for hospital costs, doctor’s visits and other medical expenses. Some plans may also include built-in Medicare prescription drug coverage (Part D) often at no additional premium.
- May provide health and wellness benefits that Original Medicare does not cover
- Premiums are not based on age or health
- Have an out of pocket maximum that helps limit expenses
When Are You Eligible?
You can first sign up for Part A and/or Part B during the 7 month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. Once you are eligible, you can contact our Medicare Agent Sheree. She will help you narrow down your options and pick the best one.
To do this, she will learn about your health goals and budget. She’ll present you with options to meet your goals within your budget, and then help you enroll in the plan you choose!
Supplemental Insurance
Supplemental Insurance
Supplemental Insurance
For 25 years, ENV Insurance has assisted employers with managing their benefits packages. ENV Insurance agents have extensive knowledge of employee benefits, and can aid in informing you to ensure your business chooses the right group retiree medical solutions to fit your unique needs. Group retiree medical solutions are supplemental to
For 25 years, ENV Insurance has assisted employers with managing their benefits packages. ENV Insurance agents have extensive knowledge of employee benefits, and can aid in informing you to ensure your business chooses the right group retiree medical solutions to fit your unique needs. Group retiree medical solutions are supplemental to Medicare and Medicare Part D Prescription Drug plans, meaning Medicare’s cost-cutting benefits are passed on to your organization. Group retiree medical assists in covering the cost of Medicare-eligible retirees deductibles, co-payments, and out-of-pocket expenses not included in Medicare coverage.
Convenience
Supplemental Insurance
Supplemental Insurance
Conveniently, group retiree medical solution paperwork, including processing and enrollment, is all electronic. Group retiree medical solutions offer enormous variety to accommodate businesses, ranging from mom and pop shops to large franchises. Customizable prescription drug plans are included in group retiree medical plans, allowing you
Conveniently, group retiree medical solution paperwork, including processing and enrollment, is all electronic. Group retiree medical solutions offer enormous variety to accommodate businesses, ranging from mom and pop shops to large franchises. Customizable prescription drug plans are included in group retiree medical plans, allowing your organization to best benefit employees while containing company costs.
No Networks
Supplemental Insurance
No Networks
Your retired employees receive unique freedoms from group retiree medical benefits as well. Group retiree medical plans don’t have networks, meaning retirees can access any health care provider that accepts Medicare. Retirees receive coverage for spouses, too, if the retiree is 65 or older and enrolled in both Medicare Part A and Part B.
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To contact ENV Property and Casualty please call
(315) 622-2931 or email
John Levanti: jlevanti@envpc.com ext 1226
Joe Morelli: jmorelli@envpc.com ext 1234
Joe Burchill: jburchille@envpc.com ext 1223
Gabe Levanti: glevanti@envpc.com ext 1233