Cancer & Accident Policies
Each year, 12.7 million people learn they have cancer.
An American Cancer Society study says uninsured cancer patients are two times more likely to die within five years than insured cancer patients. Accidents, like cancer, are unpredictable and life changing, which is why partnering with ENV Insurance to find the best accident insurance policy for you is so important. ENV Insurance can assist in finding you a Cancer & Accident policies that are both comprehensive and cost-efficient. ENV collaborates with several cancer and accident insurance carriers, offering the ability to work through ENV as a respected, established liaison, while effectively and efficiently empowering businesses to choose which insurance carrier best accommodates their unique needs. The insurance carrier you choose affects employee payment plan options, with varying payment plans offered by different insurers.
Cancer insurance typically includes:
Coverage effective instantly
Payment Plan Options
No reduced benefits due to age or health factors
Accident insurance typically includes:
Broken or sprained bone(s)
Car accident injuries
Animal-related allergic reactions.
Cancer and accidents are unpredictable, but navigating the health care system doesn't need to be. Let ENV’s expert staff work with you to strengthen your employee benefits while maintaining manageable costs.
Voluntary Policies
Cancer/Critical Illness
Voluntary Life Insurance
Voluntary Life Insurance
You don’t plan to be diagnosed with cancer or a critical illness. What would you do if this happened? Both cancer and critical illness plans are designed to supplement your health insurance to help you with the high cost of cancer and critical illness treatment.
With critical illness or cancer insurance, you can take the next step after diagnosis with comfort and reassurance.
Benefits from a cancer or critical illness plan will help you pay the following types of out-of-pocket expenses:
- Home health care or caregivers you may require
- Home or automobile modifications
- Mortgage, utility bills and other everyday living expenses
- Travel costs to and from treatment centers
Voluntary Life Insurance
Voluntary Life Insurance
Voluntary Life Insurance
If your current group life insurance plan is not enough for your employees you may consider offering a voluntary plan.
Employees can have the option to chose a higher amount of life insurance than the current group plan is offering.
An employer can accomplish offering the employees better coverage at rates they couldn't obtain themselves while at the same time saving corporate funds.